Identity Protection Pro+

Here's what you need to know

What it does for you
Why it's important
When you can enroll

Allstate Identity Protection Pro+ monitors your personal and financial identity and privacy 24/7/365 and immediately notifies you if there’s a breach. It also manages/restores your identity in the case of fraud – so you do none of the time-consuming legwork to restore your good name.

You have the security of 24/7/365 identity monitoring reinforced by up to $1 million of identity theft reimbursement coverage so you don’t have to cover the costs of recovering your identity, if needed.¹ Take control of your digital life so you can live, work, and share confidently.

Even better, this protection can be extended to those you love. If you sign up for the family plan, Allstate Identity Protection is proud to offer a broad, inclusive definition of “family” that covers everyone under your roof or wallet — no matter their age.²

Once you enroll in Allstate Identity Protection Pro+, you can enjoy this long list of features:

See and control your personal data with our unique tool, Allstate Digital Footprint®
Get personalized threat insights to help you protect yourself against the latest fraud trends with Allstate Security Pro
Keep tabs on your risk potential by checking your Identity Health Status
Catch fraud at its earliest sign with comprehensive identity and financial monitoring
See if your personal data has been compromised with dark web monitoring
Fend off scams with our robocall blocker and ad blocker
Look out for signs of account takeover on your social media
Rely on tri-bureau credit monitoring and an annual tri-bureau credit report and score
Lock your TransUnion credit report in a click and get credit freeze assistance
Get senior family coverage for parents, in-laws, and grandparents age 65+, plus access our Elder Fraud Center with specialized scam support
Access family digital safety tools with a family plan
Eliminate worry about unraveling complex and costly fraud incidents with access to full-service remediation and resolution support
Get reimbursed for fraud-related losses, like stolen 401(k) & HSA funds, with up to $1 million identity theft expense reimbursement¹

Can you put a price on your personal identity, your financial data, and your privacy? None of us can – they’re priceless. Yet Identity fraud and data breaches are a growing concern for many, even those who think they navigate the digital world safely.

Allstate Identity Protection has continued to innovate their solutions to the dangers of identity theft, offering extensive monitoring and up to $1 million expense and stolen funds reimbursement.¹ Their service provides 24/7 access to in-house experts who can fully take on remediation and restoration in the event of fraud or identity theft. They do this in 2 ways:

Protecting:

Allstate Identity Protection’s technology helps detect when an identity may be at an elevated risk for theft and allows them to help you take necessary precautions, including placing fraud alerts, credit freezes, and reviewing credit reports. They go beyond credit monitoring to search for suspicious activity, looking holistically at your digital life.

Restoring:

It’s important to be aware that should your identity and data be compromised, the consequences can be far more than just temporarily inconvenient. They can be dangerously disruptive not just to your sense of privacy, but also to the way financial institutions view your financial well-being. If restoration is needed, Allstate will navigate the challenging, time-consuming process for you.

Enroll anytime! While you can sign up year-round to begin protecting yourself and your family, keep in mind that you want to have this benefit in place before any identity theft happens, not after the damage is done and you’re on your own to repair it.

Who provides this protection?

Allstate Identity Protection, a part of the Allstate Corporation family and companies, is a leader in identity and privacy protection. Their commitment to innovation allows them to service millions. Backed by a trusted name in protection, with a legacy of trust and excellence in the benefits space, they’re more dedicated than ever to helping people safeguard their data, identity, and most of all, their privacy.

Who in my family can use this program?

While the program is only available for you to sign up through your employer, you have the option of a plan that covers everyone “under your roof and wallet.” This plan also includes senior family coverage for parents, in-laws, and grandparents over the age of 65.

How much does coverage cost?
You have two choices for coverage:
- $9.95 per month gives you individual, comprehensive protection
- $17.95 per month extends this protection to everyone “under your roof and wallet”

When would my coverage start?

You will be eligible for coverage as soon as you enroll. While some features begin as soon as you enroll, for certain features to work, such as financial threshold and social media monitoring, you will need to enter your account information for us to begin monitoring.

What if my employment status changes?

Good news! If you leave or retire from your current employer, you can continue your coverage without interruption (subject to applicable law and the plan’s terms and conditions). Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or home billing. Higher rates may apply.

Why would I need Allstate Identity Protection when my bank and/or credit card company offer a program?

Allstate Identity Protection invests considerable resources into developing and advancing identity theft technology, and spends hours learning how identity thieves work. This means that these identity protection services are far broader and more comprehensive than a bank or credit card, which is usually based only on credit. Not only do these services monitor it all, but also fully manage and restore your identity in the case of fraud, which means you do none of the legwork. Finally, an up to $1 million identity theft insurance policy means you don’t have to cover the costs of recovering your identity.²

Is it safe to give Allstate Identity Protection my sensitive information?
Allstate Identity Protection's comprehensive information security policy applies to all of its employees, consultants, contractors, and vendors:
- Your information is stored solely in an encrypted data center on non-public networks behind firewalls using network address translation and address control lists
- Security protocols enable only a limited number of professionals to access data on a need-to-know basis
- All facilities utilize the latest security measures, as well as state-of-the-art surveillance and alarm systems

Is identity theft a concern for my children, too?

Kids’ online identities can grow up faster than they do. The family plan provides coverage for kids and teens of all ages, so you can help protect their personal data and give them a safe head start.

When I activate credit monitoring, will it impact my credit score?

No, activating credit monitoring on your Allstate Identity Protection account is considered a soft inquiry, which does not impact your credit score, as it is informational only and not a credit application. This is different from a hard inquiry, which occurs when you apply for credit. A hard inquiry can impact your credit score.

Legal Disclaimers

Blue Shield of California is an independent member of the Blue Shield Association.

Blue Shield and the Shield symbol are registered marks of the BlueCross BlueShield Association, an association of independent Blue Cross and Blue Shield plans.

Mercer makes no recommendation regarding your decision whether to purchase this insurance, and we are not acting as a fiduciary investment adviser to you. Mercer may provide information that is developed by Mercer, an insurance carrier or other party to educate you regarding the insurance. You should not construe Mercer’s sharing of this information as a recommendation by, or advice from, Mercer regarding your decision. You may wish to seek the advice of your own financial or investment adviser when deciding whether to purchase this insurance and with respect to any investment component in the insurance.

¹Identity theft insurance covering expense and stolen funds reimbursement is underwritten by American Bankers Insurance Company of Florida, an Assurant company. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Product may be updated or modified prior to availability. Certain features require additional activation.

²Only available with a family plan. Ability to enroll in family plans is dependent on enrollment method. Allstate Identity Protection’s coverage definition can be aligned with client’s benefits eligibility. Contact your Allstate Identity Protection representative for more details.

Allstate Identity Protection is offered and serviced by InfoArmor, Inc., a subsidiary of The Allstate Corporation.

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Identity Protection Pro+ | Allstate

Identity Protection

Identity crime can happen to anyone – no matter how careful you are. Get comprehensive identity monitoring and fraud resolution designed to help you protect yourself and your family against today’s digital threats.

Here's what you need to know

How It Works

You learn that one of your online accounts was affected by a data breach.

You contact Allstate Identity Protection 24/7.

Frequently Asked Questions

Are you ready To Enroll?